| Speed limits are legally what they are marked
Question - I'll be turning 16 soon and will be taking my permit test. I was taking a practice test online and got a question wrong that I don't understand. The question asked about how far above the speed limit you are allowed to drive. I thought you were allowed to drive 5 or 10 mph above the speed limit, but the computer marked it wrong when I said that. What does the law actually say, and does everyone really follow it? Answer - Technically, your computer is right. The law states that the speed limit is the fastest you are legally allowed to drive. Speed limits are set based on the type of road, the type of area and other conditions that affect driving safety. White speed limit signs are speed maximum signs (unless specifically marked as speed minimum signs, for example, as you might see on the highway) and the yellow speed limit signs show the suggested speed at which you should approach that section of road.
Traffic jams pose car insurance risks
British drivers could risk more than their motor insurance premiums when they drive dangerously as a result of traffic jams, according to a new survey.Motor insurance provider Zurich claimed that Britons waste two weeks of their life stuck in traffic, with resultant boredom and frustration putting road users at risk.Almost a third polled said they would use their mobile phone in such a case, while 17 per cent would get out of their vehicle to stretch their legs. Meanwhile, traffic jams were found to lead to road rage too, with more than a quarter swearing at other drivers. One in ten admitted to attempting risky manoeuvres to make a getaway from traffic.The car insurance firm's head of motor underwriting Roy Seeds advised drivers to check travel news before setting off on their journey.However, if they do get caught up in traffic, car insurance customers should refrain from getting frustrated and find a way to remain "calm and alert".He added: "Risking a quick escape from a queue may look like short term gain, but could end up in long-term pain if you get caught."According to the RAC, congestion hotspots include the northern, eastern and western sectors of the M25, the M1 through Nottinghamshire and South Yorkshire, and the M6, in particular between the M6 Toll and in the Birmingham area.Three in four motor insurance customers could save on their cover with Kwik-Fit Insurance, according to research conducted last year.© Adfero Ltd
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Progressive Recognized as One of the Most Innovative Information ...
CLEVELAND -- The Progressive Group of Insurance Companies, the third largest auto insurance group in the country, has been selected as a 2007 CIO 100 award recipient by CIO magazine. Each year, the magazine honors 100 companies from around the world that exemplify the highest level of operational and strategic excellence in information technology (IT). We are thrilled to be honored with the CIO 100 award, said Ray Voelker, chief information officer, Progressive. Our IT organization is made up of the best and the brightest and this award belongs to them. Progressive received the award based on the strength of the automated process behind its Total Loss Concierge (TLC) service. TLC is the only service in the industry that helps drivers find a replacement vehicle if their car is declared a total loss after an accident in other words, the insurance company tells them their car will cost more to fix than it's worth regardless of the age of their totaled vehicle or if they want a used car.
Drivers mistakenly opt for more expensive car insurance
Many drivers who believe that they are opting for a cheaper car insurance policy may actually be paying more for less coverage, claims an insurance website.Using data from insurancewide.com, the website has claimed that drivers over the age of 35 who take out third person, fire and theft (TPFT) policies could be paying more than if they took out more complete coverage offered by a fully comprehensive policy.Drivers over 35 who have a car worth less than £2,500 on average pay around £500 to £700 pounds on TPFT car insurance premiums annually but could find fully comprehensive insurance cover for the same car in the lower price range of £400 to £500, says the website.Both young drivers, who are more likely to claim, and motorists with high performance cars but low cash flow tend to take out TPFT, thereby raising the cost of premiums for this type of deal.Another element to consider is that drivers with convictions will be paying very high TPFT premiums but could get better coverage and value for money with a fully comprehensive policy.Drivers have shown themselves keen to avoid paying higher premiums.
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