Anyone over 30 will remember what an awful thing trying to get car insurance used to be. You had to set aside several hours, get out the yellow pages and call around for quotes. This involved giving all your details in full each time and then either waiting on hold while someone on the other end did their sums or waiting for them to call back later with a quote and hoping you weren't on the phone to another insurer when they did. It was interminably boring.

That's why most of us love comparison websites. Today finding a cheap quote takes a matter of minutes. Visit Confused, MoneySupermarket, or Go Compare type in your details and you are pretty much done. And not just with your car insurance. These comparison sites list everything from the best deals on gas and telephones to the best ones on life and building insurance.

Women drivers 'support in-car smoking ban'

Female drivers - who can benefit from cheap deals on their women's car insurance – are more in favour of a ban on smoking behind the wheel than their male counterparts, a study has shown.A recent Populous poll conducted for the BBC's Daily Politics found that 70 per cent of females would support such a ban, compared with 54 per cent of men.In total, 62 per cent of respondents said they would support a ban on smoking behind the wheel, which may put women's car insurance premiums at risk should the driver have an accident while their hands are off the steering wheel.Those aged over 55 were the most likely to favour such a ban while 55 per cent over those aged between 35 and 54 also lent their support.Recently, the Local Authority Road Safety Officers' Association called for drivers to no longer be allowed to smoke behind the wheel, as the activity was a "dangerous distraction" potentially resulting in a women's car insurance claim.Eight out of ten female drivers could save on their women's car insurance with Kwik-Fit Insurance, according to research conducted last year.© Adfero Ltd
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Uninsured drivers targeted

Using data supplied by the Motorists Insurance Bureau, police targeted drivers they suspected of being on the road without any car insurance.The month-long crackdown resulted in 120 drivers being caught out and, as well as having their vehicles seized, they now face prosecution, which could see them hit with a £5,000 fine and eight penalty points.Chief inspector Nick Elton, Wiltshire Police's head of roads policing, was delighted his officers had managed to remove some potentially dangerous drivers from the roads."Drivers who drive without insurance are nine times more likely to be involved in a collision as opposed to a driver who does have insurance," he said.He added that statistics showed that uninsured drivers are six times more likely to be at the wheel of a non-roadworthy car and that many of them had convictions for careless or drink-related motoring offences.Drivers without insurance were involved in 36,000 collisions during 2006 and the Association of British Insurers estimates that the cost of those accidents results in safe, law abiding motorists paying an extra £30 each on their car insurance premiums.Three in four motor insurance customers could save on their cover with Kwik-Fit Insurance, according to research conducted last year.© Adfero Ltd
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Payout Over Useless Car Insurance

Auckland company Club Finance has refunded almost $800,000 to customers who had to insure their car loans against the risk of redundancy despite being unemployed when they took out the loans.Almost all the cars involved were purchased from Great Wall Motors in Otahuhu.The refund follows an out-of-court settlement between Club Finance and the Commerce Commission.More than 1,500 people took out the redundancy insurance.However, it was worthless because if borrowers got a job and were then made redundant they would not be eligible for a payout.As part of the settlement, Club Finance has admitted breaching the Credit Contracts and Consumer Finance Act.It has paid out about $500 to each of the 1,500 who took out the insurance. © NewsRoom 2007 .