The Association of British Drivers (ABD) has said that individual bans on anything that can be considered a risk to car insurance through distraction to the driver is a "ridiculous" idea.Responding to calls by the Local Authority Road Safety Officers' Association to ban smoking behind the wheel, the ABD has said that it would not be practical to ban every distracting driving factor."Almost everything one does in a car 'can' be dangerously distracting if not done in a sensible manner," said ABD chairman Brian Gregory.The organisation states that producing separate bans for each activity would be "ridiculous" and result in "a massive increase in frivolous prosecutions".Rather than trying to keep lives and motor insurance premiums intact with bans, the organisation states that a crackdown on those deploying such activities irresponsibly would be more effective.According to comparison site uSwitch.com, some firms already take smoking into account when calculating an individual's motor insurance premium.Research conducted last year found that motor insurance customers could save up to £231.92 with Kwik-Fit Insurance.© Adfero Ltd
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Boy Racers Prompt Compulsory Car Insurance Rethink

The Government is actively considering making third-party insurance for cars compulsory as part of renewed efforts to curb boy racing.Transport Safety Minister Harry Duynhoven says the impact of a poor driving record on insurance premiums could change driver behaviour.Officials were already working on the proposal and its practicalities, he said today.Mr Duynhoven was commenting on calls from the Mayoral Taskforce for tougher measures to curb dangerous driving by young drivers following the death of 20-year-old Scott Finn during an illegal drag race in Tauranga at the weekend and a hit and run in Christchurch that killed two teenage partygoers.The mayors also called for a comprehensive review of driver licensing and purchase terms for high performance cars for drivers under 20.Mr Duynhoven said most countries that required third-party vehicle insurance did not have the same problem with boy racers as those without such a regime, he said.“People realise they are not in a position to drive if they have a lot of speeding tickets, a lot of vehicle offences or have a vehicle which is modified .

Traffic jams pose car insurance risks

British drivers could risk more than their motor insurance premiums when they drive dangerously as a result of traffic jams, according to a new survey.Motor insurance provider Zurich claimed that Britons waste two weeks of their life stuck in traffic, with resultant boredom and frustration putting road users at risk.Almost a third polled said they would use their mobile phone in such a case, while 17 per cent would get out of their vehicle to stretch their legs. Meanwhile, traffic jams were found to lead to road rage too, with more than a quarter swearing at other drivers. One in ten admitted to attempting risky manoeuvres to make a getaway from traffic.The car insurance firm's head of motor underwriting Roy Seeds advised drivers to check travel news before setting off on their journey.However, if they do get caught up in traffic, car insurance customers should refrain from getting frustrated and find a way to remain "calm and alert".He added: "Risking a quick escape from a queue may look like short term gain, but could end up in long-term pain if you get caught."According to the RAC, congestion hotspots include the northern, eastern and western sectors of the M25, the M1 through Nottinghamshire and South Yorkshire, and the M6, in particular between the M6 Toll and in the Birmingham area.Three in four motor insurance customers could save on their cover with Kwik-Fit Insurance, according to research conducted last year.© Adfero Ltd
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The Right Car with the Right Package

Right Finance and Volkswagen have combined to create the Right Car with the Right Financial package and at the Right Price for you.

Packed full of extras which include First Years Insurance, 0% deposit and payments spread over seven years, the Polo Right with its fantastic price of Lm6550 is the Right choice.

Right Finance has a history which reaches back more than 40 years and we are extremely proud to be able to bring an offer like this one said Luke Coppini, Executive of RIGHT finance. RIGHT Finance prides itself on providing an excellent range of services which include 24 HOURS guaranteed finance approval time, NO PENALTIES if the account is settled before the end date, FIXED interest rates with a clear and precise overview of the monthly commitment and a Guarantee of NO increase.

Residents Warned About Bad Car Insurance

The Office of Insurance says Michael Fleckinger sold policies to at least 60 people under the name Amtrek Two Insurance Company in Erlanger.

The state says the company was not authorized to sell insurance in Kentucky and Fleckinger is not a licensed agent.

Anyone who bought a policy with Amtrek Two should contact the KOI Insurance Fraud Invedivision at (800)595-6053, ext 4446. .