| Tips on buying a new car
Post-graduation is one of the busiest times for car-buying. I know it's summer, but there's some homework you must do before hitting the car lot. Recent Eden Prairie (Minn.) High School graduate Josh Critzer was fortunate enough to learn about car-buying basics in a school personal finance class. And lucky enough to have parents willing to help him with the purchase. But if you need a crash course on car finance, here are some tips to take with you to the car dealer and the bank. Map your budget. Josh, 18, didn't contribute much to the purchase of his 2000 Ford Explorer, but his arrangement with his parents requires him to pay for insurance and gas and to set aside money for repairs and his insurance deductible. He ran the numbers and decided he needs $40 a week for gas and about half that for insurance.
Drivers mistakenly opt for more expensive car insurance
Many drivers who believe that they are opting for a cheaper car insurance policy may actually be paying more for less coverage, claims an insurance website.Using data from insurancewide.com, the website has claimed that drivers over the age of 35 who take out third person, fire and theft (TPFT) policies could be paying more than if they took out more complete coverage offered by a fully comprehensive policy.Drivers over 35 who have a car worth less than £2,500 on average pay around £500 to £700 pounds on TPFT car insurance premiums annually but could find fully comprehensive insurance cover for the same car in the lower price range of £400 to £500, says the website.Both young drivers, who are more likely to claim, and motorists with high performance cars but low cash flow tend to take out TPFT, thereby raising the cost of premiums for this type of deal.Another element to consider is that drivers with convictions will be paying very high TPFT premiums but could get better coverage and value for money with a fully comprehensive policy.Drivers have shown themselves keen to avoid paying higher premiums.
Eco-campaigner and Model Laura Bailey Launches ibuyeco, the ...
To coincide with World Environment Day, model and green campaigner, Laura Bailey, is helping to launch ibuyeco, the new eco-friendly car insurance scheme which enables people to make a practical contribution to help tackle global climate change. The launch is taking place in the heart of south west London; the home of the infamous 'Chelsea Tractor' and a symbol of the environmental problems caused by UK school runs. Despite increasing environmental concerns, it is estimated that the UK school run contributes over two million tonnes of CO2 per year(X) (more than the annual emissions of the Bahamas!) However, with ibuyeco, drivers can now use part of their insur ance to counter the damage done by their cars to the environment by offsetting all of their CO2 emissions for the duration of their policy.
The Right Car with the Right Package
Right Finance and Volkswagen have combined to create the Right Car with the Right Financial package and at the Right Price for you.
Packed full of extras which include First Years Insurance, 0% deposit and payments spread over seven years, the Polo Right with its fantastic price of Lm6550 is the Right choice.
Right Finance has a history which reaches back more than 40 years and we are extremely proud to be able to bring an offer like this one said Luke Coppini, Executive of RIGHT finance. RIGHT Finance prides itself on providing an excellent range of services which include 24 HOURS guaranteed finance approval time, NO PENALTIES if the account is settled before the end date, FIXED interest rates with a clear and precise overview of the monthly commitment and a Guarantee of NO increase.
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